So if you have a credit card that insures purchases for "x" days since purchase, mine was with hilton visa, how do you get it replaced?
First, it has to be STOLEN.
You need a police report.
Then they will file it and give you a replacement.
If it is lost, they call it, mysterious disappearance, they will have nothing to do with you.
Which leads me to ask,
If you "lost" something in a store and go back for it and it is not there, and nobody finds it, is the item then stolen?
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